Finnote | General Terms & Conditions

Welcome to the online blog of Finnote. This User Agreement governs your use of our digital platform and services, outlining your rights and obligations as a user. By accessing or using our blog, you acknowledge that you have read, understood, and agreed to this Agreement in full. This document is designed to ensure a transparent and secure digital environment for our visitors, taking into account the applicable data protection and privacy regulations, including requirements derived from the General Data Protection Regulation (GDPR) and the United Kingdom Data Protection Act 2018, alongside relevant e-privacy directives on electronic communications and cookies.

This Agreement describes the relationship between our organization and you, details the information we collect, how it is stored, used, and secured, and explicitly explains your rights regarding personal data and privacy. We encourage you to read this Agreement carefully and periodically review it for any modifications. By continuing to use our blog, you accept and consent to all future updates and revisions.

This section contains definitions of key terms used throughout this document:

"User" refers to any individual accessing or using the blog of Finnote.
"Personal Data" includes any information relating to an identified or identifiable natural person.
"Processing" includes any operation performed on Personal Data such as collection, storage, usage, alteration, or sharing.
"Cookies" are small text files placed on your device when you visit our blog, used to improve your experience and for analytical purposes.
"Service" refers to all the contents, functionalities, and features provided by Finnote on its digital platform.
"Agreement" denotes this User Agreement, which includes all policies, guidelines, and future modifications published herein.

By accessing and using our blog, you agree that you are legally capable of entering into a binding contract and that you accept all the terms and conditions outlined in this Agreement. Should you disagree with any part of these terms, you are advised to cease using our Services immediately. Your continued usage, even after amendments, indicates your acceptance to abide by such changes and conditions. We reserve the exclusive right to modify or amend this Agreement at any time, with updated terms taking effect as soon as they are posted on our blog. It is your responsibility to review the Agreement periodically.

This section constitutes the comprehensive Privacy Policy that governs the collection, use, storage, and protection of data provided by users of our blog.

At Finnote, we are fully committed to protecting your right to privacy. We only collect, process, and retain the minimum amount of Personal Data necessary to provide and improve our Services. Measures are implemented to prevent unauthorized access, disclosure, alteration, or destruction of your Personal Data. The legal basis for our processing activities, as required by applicable data protection laws, primarily rests on your consent, the necessity for performance of a contract, and our legitimate interests. In cases where your consent is required for any Data Processing, we maintain a clear opt-in mechanism, allowing you to grant or withdraw consent at any time.

Personal Data we may collect includes, but is not limited to:

Contact information such as your name and email address.
Usage data including your IP address, device information, and browsing patterns while interacting with our blog.
Any other information you voluntarily provide through forms, subscription requests, or comment submissions.

All personal data is stored securely on our servers and, if necessary, will be transferred to secure processing environments meeting appropriate safeguards as mandated by relevant privacy regulations. Data retention periods are clearly defined and are limited to the duration necessary for fulfilling the purposes outlined in this Agreement, unless a longer retention period is legally mandated.

You maintain the right to access, correct, request deletion, or restrict the processing of your Personal Data by contacting us at finnote.order@protonmail.com. We will respond to your requests promptly and in accordance with applicable legal requirements.

As a user of our blog, you are expected to abide by the following obligations:

You agree not to use the blog or any of its contents for any unlawful purpose, including but not limited to defamation, harassment, or violations of intellectual property rights.
You must not attempt to circumvent or interfere with the security protocols implemented on our website, including unauthorized attempts to access restricted sections.
You take responsibility for maintaining the confidentiality of your credentials if you register for any interactive features on our website, and you must notify us immediately in case of any suspected breach or misuse of your account.
Any content submitted by you must not contain malware, spam, or any harmful code, and must comply with all applicable laws and regulations.

Failure to adhere to these obligations may result in immediate suspension or termination of your access to the blog, with potential legal action taken if necessary.

All content available on our blog, including articles, images, graphics, trademarks, and other intellectual property, is the exclusive property of Finnote or its respective owners. You are granted a limited, non-exclusive, and revocable license to access and use the content solely for personal, non-commercial purposes. Any unauthorized reproduction, distribution, modification, or public display of our content is strictly prohibited and may lead to civil or criminal liabilities.

If you believe that any content on our blog infringes upon your intellectual property rights, please contact us immediately at finnote.order@protonmail.com with the necessary details to enable the prompt resolution of such claims.

The content provided on the blog is for informational purposes only and does not constitute professional advice. Finnote makes no representations or warranties regarding the accuracy, completeness, or reliability of any information disclosed on this platform. All content is provided "as is," and any reliance you place on such information is entirely at your own risk.

While we take all reasonable steps to safeguard your data, neither Finnote nor its affiliates can be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our Services, data breaches, or the inability to access the blog due to technical disruptions.

To the fullest extent permitted by applicable law, Finnote disclaims all warranties, whether express or implied, including but not limited to fitness for a particular purpose and non-infringement of third-party rights. Under no circumstances shall we be liable for any loss or damage, whether in contract, tort, or otherwise, arising from:

Your inability to access or use the blog, including during periods of downtime,
Inaccuracy or incompleteness of the information provided,
Unauthorized access to or alteration of your Personal Data, or
Any other matter arising in connection with the use of the Service.

The above limitations of liability apply regardless of whether such damages were foreseeable or how they arose, providing that all liabilities are limited to the maximum extent permissible under current law.

Finnote reserves the right, at its sole discretion, to modify, suspend, or terminate any part of this Agreement, including the termination of your account or access privileges. Any modifications to the Agreement will become effective immediately upon being posted on this blog. Continued use of our Services after such modifications constitutes your binding acceptance of the new terms.

We may also terminate or restrict your access to the blog without notice if we suspect any breach of this Agreement, misuse of the Service, or any activity that could harm our systems or other users. Upon termination, all rights granted to you under this Agreement will cease, and you must immediately discontinue any further use of our platform.

Our blog may include links to third-party websites or services that are not under the control of Finnote. We do not endorse, guarantee, or assume responsibility for the content, privacy policies, or practices of any third-party sites. You are strongly encouraged to review the terms and privacy policies of any third-party website before providing any Personal Data or engaging in any transactions.

Finnote shall not be held responsible or liable for any loss or damage arising from your use of any third-party sites or resources accessed through our blog.

We maintain a robust security framework to protect your Personal Data. Our policies and technical measures are in place to guard against accidental or unlawful destruction, unauthorized alteration, unauthorized disclosure, or access to data. These measures include encryption, secure server protocols, and regular security assessments in line with industry standards and applicable legal requirements.

In the event of a data breach, we will promptly notify affected users as required under relevant data protection regulations, providing appropriate and timely information about the incident and the steps being taken to mitigate any potential harm.

In accordance with applicable privacy laws, you have the following rights regarding your Personal Data:

Right to Access: You may request details of the Personal Data we hold about you.
Right to Rectification: If any of your Personal Data is inaccurate or incomplete, you have the right to request corrections.
Right to Erasure: Under certain conditions, you may request the complete deletion of your Personal Data from our systems.
Right to Restrict Processing: You can request that we limit the processing of your Personal Data pending verification or dispute resolution.
Right to Data Portability: You have the right to receive your Personal Data in a structured, commonly used format, and to transmit it to another controller.
Right to Object: You may object to the processing of your Personal Data when it is based on our legitimate interests or for direct marketing purposes.

To exercise any of these rights, please contact us at finnote.order@protonmail.com and provide sufficient detail to enable us to process your request. We will respond within the timeframe prescribed by the relevant laws.

All data processing activities are performed with due regard to the principles of lawfulness, fairness, transparency, purpose limitation, data minimization, accuracy, storage limitation, and integrity & confidentiality as required by applicable data protection regulations. Your data may be processed by trusted third-party service providers solely for reasons such as analytics, advertising, or technical support; such providers are contractually bound to maintain data security and confidentiality.

You are encouraged to periodically check this Agreement for updates concerning our Data Processing practices, retention schedules, or modifications in response to changes in applicable laws and industry best practices.

If you have any questions about this User Agreement, wish to request deletion or modification of your Personal Data, or need further clarification regarding our privacy practices, please reach out to us using the contact information below:

Phone: 12 170-225 30
Email: finnote.order@protonmail.com
Physical Address: 14, The Willows, Frodsham, WA6 7QS, United Kingdom

Your inquiries will be responded to promptly and in accordance with the current legal standards. Please include appropriate details related to your request to enable accurate and efficient processing.

This Agreement constitutes the entire understanding between you and Finnote regarding the subject matter herein and supersedes all prior communications, representations, or agreements, either oral or written. If any provision of this Agreement is deemed invalid or unenforceable by a court of competent jurisdiction, such determination shall not affect the validity of the remaining provisions, which shall remain in full force and effect.

Failure by Finnote to enforce any right or provision in this Agreement shall not be construed as a waiver of such right or provision in the future. Additionally, the headings used in this Agreement are for convenience only and shall not affect the interpretation or construction of the terms contained herein.

This Agreement is governed by and shall be construed in accordance with the laws applicable to our Services, ensuring that all privacy and data protection measures are implemented in compliance with current regulations. Any disputes arising under or related to this Agreement shall be resolved exclusively through impartial and competent forums, ensuring that both parties receive fair consideration.

By using the blog of Finnote, you acknowledge that you have read and understood this User Agreement, and you agree to be bound by all its terms and conditions. We appreciate your trust in using our platform and are committed to ensuring the secure handling of your personal information and providing an excellent user experience. The effective date of this Agreement is 18.01.2025, and the Agreement remains in effect until updated conditions are posted.

Thank you for your willingness to engage with our digital community in a responsible and legally compliant manner. We hope your experience with our blog is not only informative but also secure and enjoyable.